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I just recently left my childrens father after 5 years and having him have another girl in his life for 8 months.  I am in need desperately of an apartment for myself and me children and right now cant afford the seurity deposit and first month up front.  i am working so i can afford an apartment i just dont have the money to get one right now and i really need a place for me and my children!!!

My name is paul and I have a wife (Carol) and three childen (Amber 19, Evan 7, and sophia 2)

We live in a house which we own (actually the bank does) and I am a special education teacher. We have always made enough income to pay the bills and I have been fortunate enough to have a good knowledge of the high school curriculum. This gives me an opportunity to work as a private tutor. We have never had much extra, but we have always managed to get by. my wife stopped working when Evan was born, as we were able to get by on my salary plus my additional income from tutoring.

Our story begins with the birth of my 3rd child (Sophia)

Sophia was born in june 2006 with a condition called omphalocele. She unwent 4 surgery's the first 2 months of her life and did not come home until mid-September of 2006.

Her medical needs require medication and many appointments with different doctors. Out of pocket co-pays for sophia plus the rest of my family are about 5000.00 per year. In 2006, we were still doing OK, but the next series of events sent us (before and after sophia was born) into financial hardship: 

2005-House tax increased, house insurance increased,our electric company raised ther rates by 50% (electric bill doubled) During 2005-2006, I also noticed a rate increase in our water bill, groceries, etc. It seemed as though everything was going up. I kept picking up more kids to privatley tutor as my salary increase each year was not keeping up with the growing inflation.

By the time Sophia came home (September 06) we really needed my wife to go back to work. She could not as Sophia's appointments plus service providers coming to the house were a daily occurance. She has delays in all areas. So I picked up more kids to tutor.

2006-2008  More bills rising- Oil, medical insurance, gasoline. I had to open a few lines of credit to keep up with the bills, and paid the minimum paymets each month. Then I got to the point where I was cash advancing one card to make payments on the others. Working alot as this point. Still keeping up with the bills, but now working till 7-8pm 4 nights a week plus a extra job for the school on Saturdays. Working more- less time with my family

I had to resign my position as secratary with my church men's group. We planned activities, events, etc as I had to work more. My wife had to give up teaching CCD classes for our church, as Sophias needs left her no time for that.

2008-2009 Gas and oil prices went over $4.00 per gallon. During that time period we were charging gas and somehow getting the oil bill paid. added more debt.

Summer/fall 2009- stock market crash  The calls stopped coming in for my second income- private tutoring. (I work in fairfield county- right outside of New York city)- In September 2009, for the first time we lost the ability to pay our monthly bills. 

Presently- We are 2 months behind on our mortgage payments and 1 month behind on all utilities. Slowly, Calls are coming in for my second income but we are still in trouble. I stopped paying on 3 credit card accounts in december and still cannot aford to bring them current. they may go to collection.

My wife and I are doing OK but I worry about working so much and not being able to spend time with my family. I grab any opportunity that comes along for extra money but we are so far behind I don't see being able to back off on working more.

I would like my son to join the local boy scouts. He is also very bright and would like to get him involved in other things. we can't- no extra money.

I keep thinking in 5 years Evan will be 12 going on 13. I am missing this time with him right now. Same with my 2 year old. Aso. Our 19 year old seems to be annoyed that we no longer have any money. I feel we are getting didtant from her as well. 

My wife and I have always been self supporting and have never asked for help. We usually are the ones that help. It upsets us that we can no longer volunteer and do the things we used to do in our church community.

What we want: less time working, more time together, some way to decrease our monthly debt or increase our income. We would like to be able to volunteer again and help others like we used to. I would like my son to be involved with boy scouts etc...

Here to encourage others and open my heart to giving unconditional love! If you need to talk, i am here! O' I need a job in a good environment. I really want my own Show! I write poetry, music lyrics and have books I haven't finished!

I Want To Become A Writer!

I am a 31 yr old female who lost her job in march 2008, I wasn't able to make car payments so lost my transportation which only added to the difficulty of re-employment, was unable to pay my rent so also lost my apartment, since then have been struggling to get back on my feet, staying here and there. In october found out I was pregnant, honestly thought I was unable to concieve from an operation performed when I was only 14, so even though it is the worst time of my life, I have also recieved the biggest blessing ever possible. I am currently 7 months pregnant wih no place to live, I bounce around 3 times a week to different places so I won't be a burden, but the further into the pregnancy the harder it is to get up and bounce. Does anyone have any advice on how or where I can get a little help, so I can finally find one place to put together his basinet...

Hey I am new to this website. I have perused some profiles. I think this is a cool place to hang out and talk...we all need somebody to lean on every now and again. I am a single mom of 3, just accepted into an LPN program here in Missouri. I am looking for some grants/scholarships..or something. Although my loans/pell grants has taken care of my tuition. I have been told that nursing school is pretty demanding and you cant work the first two or three terms, if work at all. I am wondering if anybody know of any programs that offer a stipend? I need my vehicle in tip top shape b/c I can only miss TWO classes or be dropped from the program.

Thanks

I am the mother of a 36 year old woman . She has 5 children, ranging in ages from 13 to 8 months. she is totally disabled , she has no use of one of her arms. she is in a bad marriage and wants to get out of it ,but doesn`t have the money or a home to do it , she is beside herself and doesn`t know what to do. her husband is verbally and mentally abusive to her and her children. he is always telling the kids he hates them and wishes them dead . he pulls their hair and in genereal is a very poor father. can someone please help her, i would but am on social security. i worry about them all the time , please help. these kids and her deserve a better life but c`t have one unless he is gone.

i am an electrician working in contract basis i have 2 children ,i am living in sri lanka .I made a house but it could not finished because my income is not suffecient for invest money for make or continue construction .so I would like to ask some financial help to finish my balance work i would like to invite kind donaters to help me my e mail is saragamma2006@yahoo.com if u like to get more details i will submit thru this e mail.

Thanking you

gamini

I am a single mother and I recently lost my job.  Prior to me losing my job, I was looking into getting an apartment.  Obviously now, that's going to be a little more difficult.  I start school next month and I am hoping to have a job soon.  Does anyone have any advise for me as far as any financial programs I may qualify for?  I am currently collecting unemployment, but what I get is definitely not enough for me to survive off of without having to ask for handouts.  The fact that I am still living at home with my parents and I am not able to contribute is definitely creating problems at home.  PLEASE HELP ME!!!!!

WE are a Non Profit located in Beeville Texas.  We work with Alcoholics and Drug Addicted adults that are trying to rebuild thier lives.  We are greatly in need of funding to be able to service the needs that we have right now.  Many that come to us have lost everything and are basically homeless, therefor we would like to be able to build a addition, but without help this isn't possible at this time.  Please help us to find funding for our mission.

Thanks

Hello i need help paying my one months  security deposit and my brokers fee. i have an apartment now that i cant not get into please could some one help me out or tell me anything. if i dont get this money i will lose my new apartment and be in a shelter. thank you

About 1 year ago we had money we diversified like everyone said to do and build a good portfolio for our retirement and started to build our dream home, and the market took a dive. We lost everything, we were able to take some of the money while the market was still good and started to build our dream home thinking at least is going in something that will grow with equaled in the future, now we have to board up the house that setting there and wonder when will we be able to finish it or sell it in this housing market. I look at my husband and can see that he feel like a frailer to his family and am trying to stay strong for us. I try not to burden him with my worries too. He worked for a company for over 35 year and did well in the market my husband was retired and had to go back to work. We have 3 daughters two are on their own our last child has another 2 year before she goes off to college. I feel so depress and i don't know what to do to help him. We are living pay check to pay check. We were building for our family future and to bring my parents to live with us to easy there burden, but this economic hit my parent so hard to. Now my dad is in a nursing home he suffer from old timer blood clots in his leg and doesn't move at all, he has to be fate and turn ever 3 hour, and my mom is going crazy on how she going to pay there mortgage and the nursing home which is taking most of their pension and social security he is a perfect example you work all your life to retired broke. I know everyone is going thru this but I feel let down by my country. I don't know what to do now please help

Hi everyone, my name is joyce 39 years old and I am a single mom with a smart 1 year and 8 months son. His father is German. We live each other now even I am battered, ( there are so many reasons why I am still with him....) we are not married because I only discovered he was married when I was already pregnant. I am sacrificing to live with him for my son so he  can grow a happy toddler this time. I live with him until he will sign the birth certificate of my son. I live with him until he can pay the hospital bill during giving birth. I live with him even I am suffering in so many ways like emotional, physical pain and hurts. I am living to a partner for an animalistic opinions on paternal finacial obligations and such on birth certificate signing even he is the real father, even he knows he is the father by blood.

My problem now is when just incase we will depart from him what education I can provide for him. Where will i get money to feed him. Where shelter we will live comfortably. And most of all he is my first love and its hard for me to depart from but i need to for atleast a self respct.

I have no family to ask for help. I am so poor as a rat. I am Filipina. I am smart but unable to have job due to age, height and looks.

I am still hoping that someone out there who reads this story of mine might heartily help me on my problems financially so we can depart him and live in a comfortable shelter far from low minded and problematic group of society that will indulge my son.

If just incase someone internationally reads this story of mine and help me finacially I wanted also to use it not for shelter but for food and look for good business to sustain us on our daily needs. I want also to finish my studies but still the same....financially unstable.

I hope someday....I pray...and I wish.... that blessings will shower me and my baby during our birthdays on June and mine on August.

I hope and I wish that a good samaritan will do help me and my son soon. And that my darkness fades away when sun rises again on my life with son.